Budget Basics Work Sheet
The first step in getting yourself in financial shape to buy a home is to know what you make and what you spend now. List your income and expenses below.
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Income |
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Take-Home Pay/All Family Members |
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Child Support/Alimony |
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Pension/Social Security |
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Disability/Other Insurance |
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Interest/Dividends |
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Other |
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Total Income |
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Expenses |
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Rent/Mortgage |
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Life Insurance |
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Health/Disability Insurance |
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Vehicle Insurance |
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Homeowners or Other Insurance |
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Car Payments |
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Other Loan Payments |
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Savings/Pension Contribution |
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Utilities |
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Credit Card Payments |
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Car Upkeep |
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Clothing |
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Personal Care Products |
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Groceries |
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Food Prepared Outside the Home |
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Medical/Dental/Prescriptions |
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Household Goods |
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Recreation/Entertainment |
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Child Care |
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Education |
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Charitable Donations |
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Miscellaneous |
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Total Expenses= |
|
Remaining Income After Expenses= |
Help for BUYERS pg.3
Reprinted from REALTORŪ Magazine Online by permission of the NATIONAL ASSOCIATION OF REALTORSŪ Copyright 2005. All rights reserved. www.REALTOR.org/realtormag
